JAY-Z and Beyoncé’s $57 million mortgage raised eyebrows and triggered online backlash from Nicki Minaj fans questioning the couple’s wealth.
JAY-Z and Beyoncé reportedly just signed off on a fresh $57.75 million mortgage for their lavish Bel-Air estate, and the internet didn’t waste a second before dragging them into a debate about whether the billionaire couple is strapped for cash or just playing chess with their finances.
The new 30-year loan, tied to their $88 million hilltop mansion in Los Angeles, brings their total mortgage on the property to around $110.55 million, according to the Daily Mail.
The pair originally bought the 30,000-square-foot home in 2017 and already had a $52.8 million mortgage through Goldman Sachs.
Nicki Minaj Fans React To JAY-Z & Beyoncé’s Multimillion New Mortgage Reports
While financial analysts suggest the move is likely a strategic refinancing to free up capital—possibly for other investments or ventures—some Nicki Minaj fans saw it as an opening to throw shade, especially after her recent attacks on JAY-Z and Roc Nation.
It seems like Jay took out TWO loans for the Bel Air mansion.
Curiously, a lot of people had a lot to say when another female rapper had a loan out from 2019.
I guess it explains why touring has been happening more frequently. https://t.co/EgmlCaHvze
— BFB. (@fckwithWILLY) July 22, 2025
One Nicki-aligned account posted, “nicki is ‘broke and touring for free’ for taking out a loan but when Jay z and Beyoncé do it they’re strategic and money smart?”
Another chimed in, “So Jay Z and Beyoncé are broke now? No wonder Jay Z stole Nicki Minaj’s money and Beyoncé is touring so often.”
But not everyone was buying into the narrative that the Carters are hurting financially. One user fired back, “Y’all are eating up this nonsense that Beyoncé & Jay-Z are broke? I know y’all struggle to read, but that same article mentioned they bought a $200 million home last year & paid cash. These fake financial hot takes & think pieces about a couple worth billions is insane.”
The Malibu property referenced was purchased in 2023, reportedly in cash, and is one of the most expensive residential real estate deals in California history.
Beyond music, the couple’s net worth is estimated to be between $3 and $4 billion. In addition to JAY-Z’s Roc Nation and Beyoncé’s Parkwood Entertainment companies, their portfolio includes stakes in companies including Uber and D’ussé, plus a multimillion-dollar art collection.
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